Retirement Planning
It has become increasingly evident that those wishing for a long and prosperous retirement will, to a greater extent, need to rely on their own savings and pension provision.
The changes made to pension legislation in 2006 have provided an improved environment for most but a thorough understanding of the new regime is required to ensure you maximise the benefits for you and your family.
When discussing your Retirement Planning, Advison will cover both your Pre and Post retirement objectives.
Pre Retirement
- Maximising Tax Breaks
- Ensuring a cohesive strategy between husband and wife
- Risk management prior to retirement
- A cohesive strategy for Investments and Pensions
- Consolidation of pension arrangements
Post Retirement
- Arranging the most suitable plan for you
- Annuities
- Unsecured Pensions
- Alternatively Secured Pensions
- Phased Retirement
- Maximising the use of Tax Free Cash
- Planning for your dependents after your death
- Inheritance Tax Planning
